Prior authorization is a required step for many healthcare services. Providers must get approval from an insurer before giving treatment, doing procedures, or prescribing medicines. This often means calling insurance companies, checking coverage, submitting documents to prove medical need, and following up for approvals. These calls are repetitive and detailed. Usually, busy administrative staff handle them.
Big healthcare systems show how many calls are needed. Some imaging departments make up to 70,000 calls to insurers each month just to get authorizations. The healthcare sector in the U.S. might have a shortage of about 3.2 million workers by 2026. This makes the administrative process slower and makes patients and providers wait longer.
Running healthcare call centers for such tasks can cost about $14 million a year in large organizations. Also, many calls are abandoned, meaning patients or providers hang up before problems are fixed. This can be as high as 20% and hurts both money and patient satisfaction.
AI agents are computer programs made to do tasks without needing constant help from people. Unlike simple chatbots, these AI agents can make and receive calls, understand answers, work with complex insurance systems, record and review conversations, send paperwork, and track approvals. Companies like VoiceCare AI, Orbit Healthcare, Innovaccer, and Ushur have made AI agents used in billing and prior authorization tasks.
One AI agent called “Joy,” made by VoiceCare AI and tested by the Mayo Clinic, handles calls itself. Joy contacts insurers, makes requests, gets approval numbers, and follows up when needed. Joy costs about $4.02 to $4.49 per hour. There is also a pricing option that charges $4.99 to $5.99 only when an authorization is successfully done.
AI agents do more than just calls. They help automate many healthcare processes related to prior authorizations and provider productivity.
AI agents connect with healthcare EHR systems and claims platforms. This lets them securely access patient information and automate authorization steps. For example, Innovaccer’s ‘Agents of Care™’ work with over 80 big EHR systems in the U.S. They give a full view of the patient’s data. This helps AI check authorizations or find care gaps without making mistakes or asking for extra information unnecessarily.
These connected systems make sure AI works with correct and up-to-date info while following privacy laws like HIPAA.
Medical practices benefit from AI agents that focus on certain tasks:
These AI tools help reduce administrative work, keep providers following rules, and improve how clinics run daily.
AI scribes help doctors by writing notes during patient visits and making summaries. This can cut down doctor documentation time by 45%. While not directly about prior authorization, these notes help with billing and make the authorization process easier.
AI also helps check if records are complete and correct by scanning for missing info. This makes audits easier and lowers legal risks.
Traditional call centers in healthcare cost a lot and are not very efficient. AI-based virtual call centers reduce costs and lower abandoned call rates by working 24/7. AI agents handle simple questions first and pass harder cases to humans. This improves patient satisfaction and lowers missed authorizations caused by poor communication.
For example, American Health Connection uses virtual call centers with U.S.-based agents who have access to electronic medical records to give better service.
Using AI agents for prior authorization is growing steadily in the U.S. healthcare industry. Many leaders see AI as a way to improve work and finances:
Healthcare leaders say improving worker efficiency is very important (83%). About 77% see generative AI as a way to increase productivity and money earned. Doctors spend nearly half their time on paperwork. AI agents can lower this time and help improve patient care.
Still, there are challenges. Trust in AI depends on how accurate it is, how well it fits with existing systems, and how well it follows healthcare rules. Experts like Jeff Jones (UPMC) and Zafar Chaudry (Seattle Children’s) say AI needs to be carefully tested and used properly before it handles clinical decisions.
For administrators and IT managers in U.S. healthcare, using AI agents in prior authorization workflows can bring clear benefits:
By using AI agents wisely, leaders can improve key results in prior authorization, reduce slowdowns, and help doctors focus more on patient care.
AI agents are autonomous, task-specific AI systems designed to perform functions with minimal or no human intervention, often mimicking human-like assistance to optimize workflows and enhance efficiency in healthcare.
AI agents like VoiceCare AI’s ‘Joy’ autonomously make calls to insurance companies to verify, initiate, and follow up on prior authorizations, recording conversations and providing outcome summaries, thereby reducing labor-intensive administrative tasks.
AI agents automate repetitive and time-consuming tasks such as appointment scheduling, prior authorization, insurance verification, and claims processing, helping address workforce shortages and allowing clinicians to focus more on patient care.
AI agents like Joy typically cost between $4.02 and $4.49 per hour based on usage, with an outcomes-based pricing model of $4.99 to $5.99 per successful transaction, making it scalable according to call volumes.
Companies like VoiceCare AI, Notable, Luma Health, Hyro, and Innovaccer provide AI agents focused on revenue cycle management, prior authorization, patient outreach, and other administrative healthcare tasks.
AI agents automate routine administrative duties such as patient follow-ups, medication reminders, and insurance calls, reducing the burden on healthcare staff and partially mitigating the sector’s projected shortage of 3.2 million workers by 2026.
Payers use AI agents to automate member service requests like issuing ID cards or scheduling procedures, improving member satisfaction while reducing the nearly $14 million average annual cost of operating healthcare call centers.
By autonomously managing prior authorizations and communication with insurers, AI agents reduce delays, enhance efficiency, and ensure timely approval for treatments, thereby minimizing patient wait times and improving access to care.
AI agents require rigorous testing for accuracy, reliability, safety, seamless integration into clinical workflows, transparent reasoning, clinical trials, and adherence to ethical and legal standards to be trusted in supporting clinical decisions.
Future AI agents may expand to clinical decision support, patient engagement with after-visit summaries, disaster relief communication, and scaling value-based care by proactively managing larger patient populations through autonomous outreach and care coordination.